Solo 401k vs Pension Structures
By Michael Freeman | Acacia One of the more common questions I see from self-employed professionals and small business owners is whether a solo 401 (k) or a defined-benefit pension…
21 May 2026
21 May 2026
What Self-Directed Pension Plans Are
By Michael Freeman | Acacia Most retirement accounts operate inside a narrow corridor. A brokerage selects the available funds, the custodian sets the rules, and the account holder makes choices…
20 May 2026
Guide: Business Structuring
Business structuring is the process of designing the legal entity framework through which a business or investment portfolio operates. Done well, it creates meaningful separation between different activities and assets,…
20 May 2026
Layered Structuring Explained
Layered structuring refers to the use of multiple entities arranged in a deliberate hierarchy, where each layer serves a defined function and the combination of layers achieves outcomes that no…
20 May 2026
Separation of Activities: The Structural Foundation of Risk Management
Foundation of Risk Management The concept behind separating activities into distinct legal entities is not complicated, but it is frequently under-implemented. The idea is straightforward: when different activities have different…
9 May 2026
Why Structure Determines Risk
By Michael Freeman | Acacia Business Solutions Most business owners think about risk in operational terms: the risk of a bad contract, a difficult client, an employee dispute, a product…
9 May 2026
Guide: Self-Directed IRA Strategy
By Michael Freeman | Acacia Business Solutions A self-directed IRA strategy is a plan for using retirement account funds to invest in alternative assets within the IRS’s permitted investment framework,…
9 May 2026
Risks and Compliance Considerations
By Michael Freeman | Acacia Business Solutions The self-directed IRA is a legitimate and powerful planning tool, but it carries compliance obligations that are more demanding than those associated with…
8 May 2026
How Checkbook Control Works
By Michael Freeman | Acacia Business Solutions One of the operational frustrations with a conventional self-directed IRA is the transaction process. Every investment the IRA makes requires the custodian to…
8 May 2026
What a Self-Directed IRA Is
By Michael Freeman | Acacia Business Solutions Most people who have an IRA have never thought about what they cannot invest it in. The account holds mutual funds, stocks, maybe…